Anyone who drives in Georgia is required to carry auto insurance. This insurance is supposed to protect you if you get into an accident. If the crash was your fault, your policy will cover any injuries sustained by you or the other driver. If the other driver caused the accident, then their policy should cover your injuries. So, why would the insurance company decide to deny your claim if you get hurt in an Atlanta car accident?
Finding out that the insurance company has denied your claim can be one of the most frustrating things you experience. You’re trying to focus on recovering from your injuries. The last thing you’ll want to do is fight with an insurance adjustor. Sadly, this happens to more people than you may imagine. The good news is that, if your claim is denied, an Atlanta car accident lawyer can help.
While there are lots of reasons why your claim could be denied, one thing is clear. Your car accident attorney in Georgia will fight to get your claim paid. They’ll appeal your claim and try to negotiate with the insurance adjustor. If this doesn’t work, they’ll file a car accident lawsuit on your behalf. For this to happen, you need to call and schedule your free initial consultation with an experienced car accident lawyer in Atlanta, Georgia.
There are Several Reasons Why the Insurance Company May Deny Your Car Accident Claim in Atlanta
It can be quite a shock to learn that the insurance company has denied your accident claim. If you’re confident the other driver was at fault, it doesn’t make sense that their insurance company would fight your claim. However, there are many reasons why this could happen. It all comes down to dollars and cents. The insurance company isn’t in the business of paying claims. If they paid every claim that came through the door, would go bankrupt in no time. This is why they select which claims to pay and which to deny.
Some of the reasons your claim may be denied include:
- The policy wasn’t valid or had lapsed for non-payment
- You did not provide all of the necessary information
- The vehicle was not covered under the policy
- The insurance adjustor believes that you caused the crash
- The person driving the car had stolen the vehicle
- They do not believe you were injured
- You have a history of filing fraudulent insurance claims
For some of these reasons, your Atlanta car accident lawyer can resolve it rather quickly. For example, if all you need to do is submit further information, they can help you do that. However, if your claim was denied because the policy wasn’t valid, there is nothing anyone can do to get your claim paid.
Will You Have to File a Lawsuit if Your Claim is Denied?
Just because your insurance claim was denied, that doesn’t necessarily mean you need to file a car accident lawsuit in Atlanta. Your Atlanta car accident lawyer may be able to negotiate a settlement with the insurance company. When the insurance adjustor learns that you have retained a seasoned attorney, they may be more willing to consider payment of your claim.
This is why you should call a car accident lawyer in Georgia as soon as possible after your accident. They have years of experience dealing with the insurance adjustors. They know which companies are more willing to settle than others. They may even know how much they’ll be willing to settle for.
If they aren’t able to resolve your claim amicably, they’ll have no choice but to recommend that you file suit. If this is the case, they’ll handle this for you and be by your side throughout the process.
Call and Talk to an Experienced Car Accident Lawyer in Atlanta, Georgia
If you or your loved one have been injured in a car accident, you should call our office right away. You’re going to need the help of an experienced car accident lawyer if you want to take on the insurance company. Our seasoned attorneys are not intimidated by the insurance adjustor. They’ll fight to get you the compensation you deserve.
Call today and schedule your free initial consultation. You can sit down with someone who’s handled dozens of cases like yours. They’ll answer any questions you may have. They can even give you an idea of what your case is worth. The consultation is free, and you don’t have to pay a dime until your case is settled.